The month of September, as well as that of January, are periods in which new activities are started, a new year is planned, new expenses are faced. A critique at http://www.1061thepath.com/check-n-go-online-payday-loan-find-great-payday-advance-online-lenders/
Increase in fees, enrollments at school, at the University, renewal of insurance, enrollment in the gym, there are many activities that start again after a holiday period, and here we find ourselves dealing with countless expenses to face.
Many decide to resort to mortgages or loans to obtain liquidity to meet the numerous expenses, also driven by an ever increasing demand for offers from banks and national banks.
There are many tax breaks and incentives that facilitate customers’ request for new loans.
Excellent rates, offers and advantageous solutions to deal with renovations, for the purchase of furniture, for the renovation of gardens but also to face other types of expenditure, from school expenses, with subsidies for study, university and for university masters up to simple loans to obtain small sums and liquidity to face expenses of various kinds.
Among the main offers of payday loans with advantageous rates and suitable proposals and solutions especially for the younger ones, Fine Bank offers a range of different solutions for every need.
The Fine Bank payday loan
In order to receive sums of money to be used for any type of purchase, to have liquidity for personal and family expenses, so-called payday loans are active, which allow access to fairly fast and guaranteed forms of financing with excellent rates and favorable conditions.
These do not fall within the order of the finalized loans, such as those granted for the purpose of renovations, furniture purchases, school expenses, etc., and allow the beneficiary to use the fund in total freedom and without submitting the necessary attachments and documents. to justify the request.
In these cases, a direct contract is entered into between the requesting customer and the bank or credit institution which provides the loan with the subsequent direct transfer of the sum requested directly to the consumer. In addition, these types of loans do not require collateral goods or services but only the presence of a fixed income which is necessary to justify and guarantee the repayment of the loan and the sum disbursed.
Obviously, these types of loans, although quick to obtain, do not exceed a certain amount and generally do not go beyond the 5 thousand USD threshold.
Once requested, they will be returned by paying a monthly installment on the basis of an amortization plan shared with the bank with comfortable rates and according to customer needs.
Fine Bank offers for payday loans in 2019
Among the best online loans, evaluating the conditions, offers and rates offered, Fine Bank loans are very convenient. For fast loans and for everyday needs, the lender offers two very convenient packages: Credit Express Dynamic and Credit Express Easy, both quick to request and easy to manage.
Credit Express Dynamic is a convenient loan to manage personal needs and unexpected expenses and allows you to obtain a sustainable and repayable installment comfortably through monthly installments that can be charged directly to a current account or to a Fine Bank Genius Card.
This loan allows you to request a sum between 2 thousand and 30 thousand USD to be repaid in a period between 3 and 7 years, with a maximum APR of 12.38%. It is advisable to always choose a round and personalized installment according to the various needs.
Credit Express Easy is a loan that is very easy to apply also via mobile device.
In the mobile banking app, a loan with a figure between 1000 and 5000 USD is available, especially for pre-valued account holders or for those who have had a Fine Bank current account for at least 6 months and use the internet banking service.
The request for the requirements is very easy to request, and if it is assessed with a positive outcome it is possible to proceed with the loan request directly from the smartphone using the Fine Bank app, receiving credit in real time. The loan is repayable in a period between 12 and 36 months and offers a fixed rate of 6.90%.
The new Smart Voucher
Among the novelties of the Fine Bank packages, not to be underestimated, the offer called “Smart Voucher Loan”, a flexible, practical and convenient product, which you can request immediately and then ask later what to buy and where. This is a kind of Voucher that can be used at all points of sale of Fine Bank affiliated partners.
It is possible to request it at the bank branches and after assessing the creditworthiness, a nominative and non-transferable voucher will be delivered, of the amount requested for an amount ranging from a minimum of 200 USD to a maximum of 30 thousand USD. The loan is repayable in a period of between 12 months and 84 months.
Fine Bank loans for young people
Fine Bank’s strengths include products dedicated also to young people who need support and liquidity to face study expenses, the payment of university fees, books, and costs for education or for enrolling in specialized courses or master’s degree.
An interesting offer dedicated to young students is called Fine Bank , a loan dedicated to young university students who are resident in Italy who have citizenship and need to finance their studies. By contacting one of the affiliated universities, you can apply for the loan and find out what the evaluation criteria and the subsequent outcome are.
The maximum amount that can be requested is 27,700 USD, for a period that is assessed on the basis of the course of study attended.
At the end of the aforementioned period, the loan, through a so-called “grace” period, is transformed into a full-fledged payday loan for a maximum duration of two years and without accruing additional interest. The list of Italian universities and entities that collaborate with Fine Bank for this type of financing is available on the bank’s website.
For those who are already in possession of a finished diploma or a degree and who intend to undertake a university master’s degree to complete their studies, and get in touch with the working world, a dedicated Fine Bank package called Credit Express is active Master, a product that can guarantee continuity of studies thanks to access to a payday loan of between 2,000 and 15,000 USD.
The import is repayable over time up to a maximum period of 8 years and provides a fixed rate for the entire duration of the loan and a TAN of 10.40% and a maximum APR of 12.98%. For all these products Fine Bank provides the possibility of taking out an insurance policy that is able to protect the credit in case of particular events that may occur over time.
The loan to get yourself a gift
For young people who already have a job started but who need a credit to get an extra gift, maybe to buy a car or a motorbike or to make a desired trip or vacation, the Credit Express Top package is available, a product that allows to finance an amount between 31 thousand and 75 thousand USD, without the presentation of collateral and repayable over time in a period of up to 120 months.
For the loan application, the personal documents and the situation of personal income must be presented.
The rate remains fixed for the entire duration of the loan, from a minimum of three years up to a maximum period of 10 years. Also in this case it is possible to establish an optional insurance by activating a policy that protects in the event of a job loss, or definitive or temporary events that may influence the possibility of repaying the loan completely.